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Archive: Loan Office of the Month – October, 2011

For the month of October, 2011, we will feature Margie Carino. Margie is a fine example of a hard working Loan Officer who helps her borrowers achieve their home ownership dreams.

Margie joined our team in August of 2006 and works out of our San Ramon, CA Branch.  Margie has been a solid producer since the start of her tenure here and is a 2010 Presidents Club winner.  Her clients and colleagues comment on her positive, “can do” attitude.  For the month of October Margie was #1 in volume and tied for #3 in units. She had a total volume of over $3,000,000 and is currently #4 in volume (YTD) & #10 in units (YTD).

With 17 years of experienced in the Mortgage Industry, Margie has demonstrated financial knowledge and expertise regarding tax & financial planning implications of various mortgage and real estate investment strategies. She continues to demonstrate a superb service and always perform an “Above and Beyond “call of duty. She is often times referred by her clients and Business Partners in the industry as the “MIRACLE WORKER”. She is a team player always willing to lend a helping hand whether it is a Rookie Agent or an Old timer. She is also an active member of an Outreach Program in her community and loves to volunteer at Open Heart Kitchen, Shepherds Gate and especially at her kids school.

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Mortgage Rates Stay Low Helping to Keep Housing Affordability High


Freddie Mac (OTC: FMCC) recently released the results of itsPrimary Mortgage Market Survey [1](R) (PMMS(R)), showing average fixed mortgage rates largely unchanged and near their record lows helping to keep housing affordability high for those borrowers who are in the market.

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Food & Gift Drive for HomeAid

In honor of National Homelessness Awareness Week, the Professional Women in Building of the Building Industry Association gathered up four truckloads of food and gifts to benefit HomeAid Northern California shelters.  The shelters included Mission Solano of Fairfield, Shepherd’s Gate of Livermore and Shelter, Inc. of Martinez.

HomeAid was created and is supported by the building industry to address and solve the problem of homelessness.  They are the largest provider of housing for this cause in the Country.  The mission is to build and maintain dignified housing where homeless families and individuals can rebuild their lives.   HomeAid is the only organization of its type that utilizes professional management and construction personnel to build the projects and the only one able to generate significant leverage as a result of the donations of the homebuilding industry and contractors.

Cyndi Fazzio of Mason-McDuffie Mortgage is not only on the Board of the PWB, but was also the co-chair of this year’s food and gift drive, along with Nadia Costa from Miller Starr Regalia.  Margie Carino and Amy Stephens, also from Mason-McDuffie Mortgage joined Cyndi as volunteers in the last few weeks to gather, sort and distribute all the collected goods.