Mortgage Rates – Perspective

National Average Contract Mortgage Rate: Historical Data

About the National Average Contract Mortgage RateCurrent ValueHistorical Data Starting from January of 1990

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National Average Contract Mortgage Rate History Starting from January of 1980

 

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

January

11.78

13.24

15.37

13.04

11.70

12.09

10.40

9.19

8.92

9.31

9.68

February

12.30

13.73

15.22

12.88

11.73

11.90

10.46

8.89

8.84

9.44

9.74

March

12.56

13.91

15.07

12.61

11.69

11.72

10.24

8.80

8.84

9.62

9.74

April

13.21

13.99

15.39

12.42

11.61

11.62

10.00

8.79

8.93

9.76

9.82

May

13.74

14.19

15.57

12.36

11.63

11.62

9.80

8.93

8.90

10.13

9.83

June

12.88

14.40

15.01

12.21

11.79

11.29

9.83

9.02

8.98

10.27

9.85

July

12.23

14.77

14.96

12.18

12.03

11.02

9.88

9.05

8.98

10.10

9.85

August

11.89

15.03

15.03

12.25

12.24

10.87

9.88

9.05

9.00

9.81

9.70

September

12.00

15.38

14.71

12.38

12.43

10.76

9.71

8.91

8.98

9.82

9.70

October

12.31

15.47

14.37

12.19

12.52

10.86

9.59

8.86

9.11

9.86

9.67

November

12.85

15.80

13.74

12.11

12.38

10.80

9.48

8.89

9.16

9.80

9.69

December

13.15

15.53

13.44

11.94

12.26

10.70

9.29

8.86

9.31

9.69

9.58

 

Source: Federal Housing Finance Board. Monthly values for the National Average Contract Mortgage Rate are derived from the Federal Housing Finance Board’s Monthly Interest Rate Survey (MIRS).

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