How Much Money Do I Need to Buy a Home

If you’re thinking about buying a home, one of the first questions you may have is how much money you’ll need.  While the answer is almost always “it depends”, one thing is for sure – most people are surprised to find out it takes less money than they think to buy a new home.  In […]

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Buying a Home in a Hurricane

When Disaster Strikes, Know Your Options   Unfortunately, Hurricane Harvey has given us a reason to bring up a tough topic.  Disasters are a sad reality of life, and the potential for them is everywhere, whether it be the result of a hurricane, earthquake, tornado, flood, volcano, or something man made.  When disaster strikes, one […]

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Can I Get a Mortgage With Less Than 20 Percent Down?

What Mortgage Options Are Available With Less Than 20% Down? One of the biggest mortgage mysteries is how much money is needed as a down payment when purchasing a new home.  This question is often misunderstood, but also involves a lot of misconceptions.  One rumor that won’t seem to die is that to buy a […]

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Can a Non-Citizen Get a Mortgage?

If you’re wondering if a non-citizen can get a mortgage in the US, the short answer is yes.  The longer answer is also yes…but with a few additional details and restrictions. Straight from the Fannie Mae selling guide (the book that lenders use to determine eligibility for conventional loans):   “Fannie Mae purchases and securitizes […]

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Top 10 Tips for Buying Your First Home

Buying your first home is a big deal!  There’s  a whirlwind of feelings involved from the excitement of getting your house keys to the stress of trying to figure out what exactly is it going to cost.  First time home buyers (FTHB) have a lot of questions along the way, and your home buying team […]

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Refinancing a Home Equity Line of Credit (HELOC) – What You Need To Know

Things to Know When Refinancing a HELOC (Home Equity Line of Credit) Hard to believe it’s been almost 10 years since the real estate downturn and resulting recession.  One of the most popular products on the market toward “the end” of the housing boom was the HELOC – a home equity line of credit that […]

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How Much Mortgage Can I Qualify For?

Learning How Much Mortgage You Can Qualify For It’s one of the most frequently asked questions when someone begins their search for a home.  “How Much Mortgage Can I Qualify For?” is one of the most important questions someone can ask, because it will help determine what type of home they will look for, what […]

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Think a Mortgage Involves Tons of Paperwork? Think Again.

Post-housing market collapse, getting a mortgage got tough.  Rather than a joyous experience and a simple process, the journey from application to closing on a mortgage loan sat in the same realm as root canals, DMV visits, insurance claims, and getting faulty credit fixed. Since that time (nearly a decade ago!), much has changed, but […]

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