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5 Reasons Mason Mac Should Be Your Lender

Size Matters

Work with a tiny broker?  You may have to wait for the broker to get loan info from their

Mason McDuffie Mortgage is one of the nations leading lenders
Mason Mac is an industry leader, and an industry changer

wholesale account executive…who has to wait to get info from their underwriter (who is located somewhere in the country…we think?)…who has to get info from their underwriting manager…who has to….OK, you get the point.  Small brokers have to rely on many people they barely know to get back to them, often leading to delays in response time, along with delays in the loan process.

Work with a big bank?  Well, chances are to a lot of people at a big bank, you’re nothing more than a loan number.  And maybe your loan officer is great at what they do, or maybe your loan officer just started yesterday and is now entrusted with the biggest financial transaction of your lifetime.  Not a good place to roll the dice.

Mason Mac is a “goldilocks” company, where things are jussssst right.  We’ve got a small and dedicated staff of loan professionals, processors working alongside loan officers, along with underwriters and even company executives who are just a phone call away to help.  With average response times of less than 3 hours, Mason Mac is big enough to help, and small enough to care.


Products And Selection

Are you a first time buyer looking for a down payment assistance product?  Are you a seasoned investor looking for a lender with no cap on owned financed properties?  How about a self-

employed business person with substantial write offs or difficult to document income?  Either way, Mason Mac has a product suited for you.  Jumbo loans, renovation loans, interest-only options, asset depletion products, reverse mortgage, and more.

Mason Mac is a direct lender on the vast majority of products, and for those rare products we don’t have on board, we can place them with one of our outside investors.  Convenience is having a one stop shop for all residential mortgage needs!


No Overlays

Many lenders have their own set of guidelines that they place on top of guidelines already put in place by the likes of Fannie Mae, HUD, and various other mortgage entities.  Mason Mac is not one of them – we underwrite our loans according to conventional guidelines straight from the horse’s mouth (or, at least Fannie Mae and Freddie Mac’s mouth).  Our FHA loans are underwritten according to HUD standards, and our VA loans conform to the VA Selling guide.

What does that mean for homebuyers and property owners?  It means no surprises, clear guidelines, and a loan process that isn’t a burden.  It means the most solid pre-approvals in the industry for our buyer clients and real estate partners, and it means that we can set expectations that if your loan meets guidelines and can be closed, then we’re going to get it done.  Peace of mind is priceless, and our underwriting philosophy offers that.


You Can Trust the Process

By using the most current technology, industry leading software, and having staff focused on the consumer experience, we’ve created (and continue to enhance) a loan process that makes getting a mortgage fast and easy without sacrificing things like great pricing and the highest levels of customer service.

The Mason Mac loan process is one that rarely lasts longer than just a couple of weeks, and we have systems in place to save our borrowers time.  From electronic document signing to automated income and asset verifications, many of our loans are documented electronically through 3rd party systems, saving our customers from tedious paperworks and sorting through the filing cabinet.  Best of all, our technology is designed with our customer’s security in mind.  Our systems use state of the art encryption, and we layer security with password protection, so your loan process is easy AND safe.


Experience Counts

Mason Mac is home to many mortgage industry leaders.  From top producing loan officers to a management and executive team with the experience to successfully navigate the mortgage industry through any type of market, you can rest assured that the people working for you know what they’re doing.

A Mason Mac loan officer is one with industry experience, high level training, and is held to high standards through continuing education requirements and familiarity with our loan programs and processes.  Home to many Loan Officers holding Professional Mortgage Planning certifications, VA approved lending certifications, Reverse mortgage training, and down payment assistance program completion, Mason Mac is the home for the loan officer that doesn’t want to be a good LO – our loan officers put in the work to be the best in the business.


Are you a consumer with questions on the Mason Mac loan process, product offerings, or pricing?  Are you a mortgage professional looking to be a part of the best team in the business?  We’d love to hear from you with any questions you have – ask an expert today for an immediate response.  



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80th Anniversary of East Bay Regional Park District

2014 marks the 80th anniversary of the East Bay Regional Park District (EBRPD), which includes 65 parks, 15 regional trails and more than 113,000 acres.  Did you know that the residential developer and realtor Duncan McDuffie was a conservationist, pioneer, and original proponent and founder of the California park system?  He was a major player in the development of the environmental movement of the SF Bay Area.

McDuffie loved the Sierra Nevadas and spent a month in 1908 hiking and mapping a 230-mile route across the High Sierra from Yosemite to Kings Canyon with Little Joe LeConte, the UC professor who had cofounded the Sierra Club. McDuffie made the first ascents of Mount Abbot (13,736 ft) and Black Kaweah (13,754ft).

McDuffie served as president of the Save the Redwoods League and president of the Sierra Club from 1928-1931 and 1943-1946 and was chair of the California State Parks Committee, which began lobbying to create a California park system in 1927 when 10,000 acres of the East Bay Municipal Utility District (EBMUD) became available for sale.  McDuffie chaired the $6 million bond campaign for that cause.

When McDuffie’s former employee Clement Calhoun Young became governor of California in 1927, McDuffie urged the Governor to use Frederick Law Olmsted Jr (who had previously designed some of his residential developments) to draw up the state park.

Olmsted traveled from Los Angeles to Berkeley to meet with McDuffie (a UC Berkeley alumus), Robert Sibley, and UC political science professor Samuel May, who, as director of the UC Bureau of Public Administration, had obtained a $5,200 grant to pay for the report and Ansel Hall of the National Park Service.

Olmsted’s plan was followed by the East Bay Regional Park plan.  The park study was approved in 1930 and the new park system was launched.  As Earth Day approaches on April 22, we recognize the visionary work and passion of founder Duncan McDuffie, who had the foresight to envision the goal to preserve the California Regional Park District lands.

Duncan McDuffie
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Archive: Loan Officer of the Month – November, 2011

For the month of November, 2011, we will feature Patricia Villalobos. Patricia works very hard for each one of her clients so that their homeownership dreams can be realized.

As a Loan Officer serving 1st time homebuyers to more experienced customers looking to move up, transfer or invest in Real Estate. In the Central and Bay area, Patricia Villalobos enjoys assisting customers to  determine the most appropriate mortgage product for their unique needs. For the month of November Patricia was #2 in units, #8 in volume, and had a record closing YTD.

Patricia’s  success as a Loan Officer is supported by her stressing the importance of every loan and every client. She is dedicated to her work and works hard to stay on top of all the guidelines of our ever-changing industry. Her colleagues and managers always take note of her character, personality, and ability to do whats best for the team.


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Archive: Loan Office of the Month – October, 2011

For the month of October, 2011, we will feature Margie Carino. Margie is a fine example of a hard working Loan Officer who helps her borrowers achieve their home ownership dreams.

Margie joined our team in August of 2006 and works out of our San Ramon, CA Branch.  Margie has been a solid producer since the start of her tenure here and is a 2010 Presidents Club winner.  Her clients and colleagues comment on her positive, “can do” attitude.  For the month of October Margie was #1 in volume and tied for #3 in units. She had a total volume of over $3,000,000 and is currently #4 in volume (YTD) & #10 in units (YTD).

With 17 years of experienced in the Mortgage Industry, Margie has demonstrated financial knowledge and expertise regarding tax & financial planning implications of various mortgage and real estate investment strategies. She continues to demonstrate a superb service and always perform an “Above and Beyond “call of duty. She is often times referred by her clients and Business Partners in the industry as the “MIRACLE WORKER”. She is a team player always willing to lend a helping hand whether it is a Rookie Agent or an Old timer. She is also an active member of an Outreach Program in her community and loves to volunteer at Open Heart Kitchen, Shepherds Gate and especially at her kids school.

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Archive: Loan Officer of the Month – September 2011

James joined our team in March of 2008 and works in our Concord Ca. Branch.  For the month of September James was #8 in the company in total Units #3 in Volume. He had over 50% of the entire branch volume and he doubled his YTD volume in September. James does a great job bringing in quality loan files, managing his clients, and getting deals closed.

As a Loan Officer serving a wide range of business clients in the Greater Bay Area and throughout California, James Harrington enjoys assisting customers in selecting the best mortgage products for the purchase and refinancing of residential real estate.  James success as a Loan Officer is supported by his dedication to providing excellent service to his customers with a passion for finding the best solution for his customers mortgage needs.

James brings 18 years’ experience in the Mortgage industry to his work as a Loan Officer. He has completed numerous courses related to real estate and mortgage and holds an NMLS Certification.

James is married with two sons, is an avid fly-fisherman, and enjoys spending time in the outdoors.

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Archive: Loan Officer of the Month – August 2011

For the month of August, 2011 we will feature Suzy Dukelow, who’s effort and excellent service continues to help her borrowers achieve the dream of home ownership. Suzy works hard to find the right loan for every one of her clients.

Suzy joined our team just a little over two months ago. Suzy is part of the Redwood City Branch, however she works remotely out of her home office North San Diego County.  In this short period of time, a little over two full months at Mason-McDuffie Mortgage, Suzy now ranks in the top 6 in both Volume and Units.  Suzy has been committed to learning our systems and took advantage of MMCD’s platform to where she was able to fund 5 loans last month with a pipeline of 13 more loans. Being a new Loan Officer here at MMCD, working remotely, and being one of our top producers in such a short amount of time,  makes Suzy a great choice for Loan Officer of the Month. You can read more about Suzy belowCongratulations Suzy!

Suzy’s success as a loan officer is supported by her vast knowledge in all aspects of Residential Real Estate Lending.  Together with her team, Suzy’s goal is to provide outstanding customer service to every borrower while providing them with the loan that is best suited to their individual needs.

Suzy became a licensed Real Estate salesperson in 1974, while still a student at UC Irvine.  After her graduation with a degree in Fine Arts, Suzy worked in resale real estate for 5 years.   In 1982 Suzy obtained her California Real Estate Broker’s license.  This was followed by 15 years selling new homes with The Fieldstone Company and The William Lyon Company.  This broad experience in real estate has given Suzy the understanding of all ends of a real estate transaction.

Suzy is a recent transplant to San Diego County, moving from Coto de Caza in Orange County to Fallbrook in September of 2010.  She enjoys the quieter pace and beautiful surroundings her new rural home.  In her spare time she enjoys spending time with her family and pets.  She enjoys travel especially to warm, tropical beaches.

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Archive: Loan Officer of the Month – July 2011

Loan Officer of the Month – July 2011

For the month of July, 2011 we will feature Debbie Sundlie, who’s effort and service helped a military serviceman and his family achieve their dream of home ownership.

Debbie was contacted by a Realtor, Mark Levenson, that she works with in San Diego, about the Reyna Family wanting to purchase a home. Brooklyn Reyna was nervous about buying a home and was not sure how the VA Loan process works. Brooklyn would be doing the lion share of this herself as her husband, Rene, had been gone over a year serving our country in Afghanistan, and wanted to find a home before Rene returned to the states.

Debbie wanted to make sure Brooklyn was comfortable with her and was happy to go over every aspect of purchasing a home using theVA Certificate. Once Brooklyn was comfortable with the process, they established a purchase price that fit their family’s budget. Now that Brooklyn had their price, Mark was able to start showing her homes. Being a military specialist, he showed Brooklyn homes ONLY in areas where he felt it was safe for a young family. Knowing that to be in the military is hard enough without having to worry about the safety of the neighborhood where your family is living.

As part of the process for finding their home, Debbie let Brooklyn know that Rene would have to contact her via email just to verify that he was aware she was looking for a home. Not an easy task for Rene when you are serving in an active combat zone such as Afghanistan.  But with Debbie’s persistence and hard work she was able to get all the information from Rene in order for Brooklyn to complete the loan process. With all the effort put in by everyone, they were able to close Escrow the week before Rene came home. You can read about how happy Rene was with the process and see the Welcome Home picture for Rene on their beautiful new house.  – Great Job Debbie & Welcome Home Rene!!

“This is Rene, Brooklyn’s husband; I just want to thank you for your time and patience. I am so excited to finally get a home, especially one that my wife (Brooklyn) loves. She has been keeping me up to date on everything…and I am surprised how quick and easy you have been making it for her/us. I will soon be home, and will hopefully be able to thank you in person. Thank you again so much, hope to hear from you soon.” – Rene Reyna